What are Bank Debits?

Bank debits are transactions that reduce the balance in a customer's account at a bank. Larger debits are usually associated with checks written by a bank customer to a payee, or withdrawals directly made by a customer from their own account. Smaller debits can be associated with the imposition of bank fees, such as for check printing, check processing, deposit processing, foreign transactions, minimum balances, monthly maintenance, not sufficient funds checks, and for the delivery of a paper statement.

It makes sense to periodically review the amount of these fees, and consider shifting to a different bank if the fees become higher than what other banks are charging.