A cashier’s check is a check written by a financial entity on its own funds. This check is signed by an officer or other employee of the bank, and includes the name of the payee. Payment of the underlying funds is guaranteed by the bank. A cashier’s check is considered a very safe form of payment. A payee may require a cashier’s check to pay for a transaction, in which case the paying entity pays cash to a bank, which in turn issues a cashier’s check to the payee.